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Vidyasagar Loan for Students:

Rate of Interest : (Subject to changes as advised by Bank / RBI from time to time):

(1) Student satisfying DRI norms (irrespective of quantum of loan) (DRI:annual income less than Rs 7200 p.a)	4.00%
(2) Others - Upto Rs.4 lakhs - Above Rs.4 lakhs upto Rs. 7.50 lacs - Above Rs. 7.50 lacs upto Rs. 15 lacs (studies abroad)* - For students secured admission in IIT / IIM / ISB*	12.50% 13.50% 11.25% 10.75%

* for loans granted w.e.f. 9.7.2005

NOTE :

0.50 % concession in ROI for prompt servicing of interest during study period.
Reduction of 1 % for all courses in all slabs / category for girl students for
loans granted from 1.12.2005 to 30.6.2008.